How to Improve Your CIBIL Score Before Taking a Personal Loan
A good CIBIL score is crucial for getting a personal loan at low interest rates and faster approvals. To improve your score, always pay EMIs and credit card bills on time, avoid multiple loan applications, and maintain a healthy credit mix. Keep your credit utilization ratio below 30% and monitor your report regularly to spot errors. Clearing existing debts and limiting unsecured loans also boosts your score. Building financial discipline and consistent repayment habits gradually enhances your creditworthiness, making it easier to secure the best loan offers.